It isn’t easy to find a jumbo mortgage these days. The key to unlocking lower rates is to understand the three levels of mortgage loans available to consumers: conforming, super-conforming and.

Super Jumbo Mortgage Loan. A super jumbo loan will vary from lender to lender. Most lenders consider any mortgage loan amount over $650,000. However, the way a super jumbo mortgage works is the exact same as a jumbo mortgage loan.

Refinance Jumbo Mortgages Jumbo Loan Qualification Jumbo Loan Qualifications – blogarama.com – Jumbo loans are manually underwritten, and all factors are considered carefully; the qualifications. Depending on the program, borrower qualifications, and loan amount, a Jumbo Loan may feature: 10% down payment for amounts up to .5 million (660 minimum fico credit score) 5% down payment.