A 30-year fixed-rate mortgage enables you to buy a home or refinance your current mortgage with lower, more affordable monthly payments than shorter loans. compare rates below. Compare rates below.

Mortgage Term (Years) – This is the length of the mortgage you’re considering. For example, if you’re buying new, you may choose a mortgage loan that lasts 30 years.

We offer attractive rates and flexible terms on both Purchase and Refinance loans. Browse our rates below to find a loan that fits your home lending needs.

About Bankrate.com US Home Mortgage 30 Year Fixed National Avg Rate includes only 30-Year Fixed Mortgage products, with and without points. This index is the Overnight National Average.You will.

Current Mortgage Rate 30 Year A 30-year fixed mortgage is a loan whose interest rate stays the same for the duration of the loan. For example, on a 30-year mortgage of $300,000 with a 20% down payment and an interest rate of 3.75%, the monthly payments would be about $1,111 (not including taxes and insurance).

with the benchmark 30-year fixed mortgage rate inching higher to 4.49 percent, according to Bankrate.com’s weekly national survey. The average 30-year fixed mortgage has an average of 0.33 discount. HSH’s Fixed-Rate Mortgage Indicator (FRMI) averages 30-year mortgages of all sizes, including conforming, expanded conforming, and jumbo.

The big advantage of a 30-year home loan over a 15-year loan is a lower monthly payment. This lower payment in turn makes it easier for home buyers to qualify for a larger loan amount. If the homeowner has other investments which offer superior returns to real estate then they can invest the monthly difference into those higher yielding investments.

The benchmark 30-year fixed-rate mortgage rose this week to 3.97 percent from 3.95 percent a week ago, according to Bankrate's weekly.

NEW YORK, March 3, 2016 /PRNewswire/ — Mortgage rates reversed course this week with the benchmark 30-year fixed inching higher to 3.82 percent, according to Bankrate.com’s weekly national survey.

Present Mortgage Interest Rates Mortgages aren’t getting as much of a safe-haven big, so the effect on mortgage rates is modest at the moment, suggesting perhaps just a slight softening for rates in the days ahead. That said, conditions remain very unsettled, with good economic data in the U.S. only partially offsetting poor data from elsewhere.

A 30-year fixed-rate mortgage is a home loan that has a fixed interest rate for a term of 30 years and a stable monthly principal and interest payment. Compare how much interest you’ll pay on 15-year and 30-year loans with Bankrate’s 15-year or 30-year fixed mortgage calculator .

with the benchmark 30-year fixed mortgage rate slipping to 3.90 percent, according to Bankrate.com’s weekly national survey. The 30-year fixed mortgage has an average of 0.17 discount and origination.

A fixed rate mortgage makes budget planning a snap. Traditional 15-year fixed rate mortgages and 30-year fixed rate mortgages from Santander Bank are a.

Interest Mortgage Rates Today Refinance Home Loan Rates . in refinancing your mortgage? view today's mortgage refinance rates for fixed- rate and adjustable-rate mortgages to see if you could lower your monthly mortgage payment.. Estimate your home value. Home value. An estimate for how.With a fixed-rate mortgage or a conventional loan, the interest rate won’t change for the life of your loan, protecting you from the possibility of rising interest rates. The best fixed rate Conventional mortgages may offer a lower interest rate and APR than other types of fixed-rate loans.